Financing Your Agricultural Investments with France Active
The associative network France Active supports and finances committed projects (strong social and/or environmental dimension, SSE and non-SSE) in creation and development, in difficulty and growth. Agricultural projects fall within the scope of fundable projects.
Financing aids
Bank guarantee
France Active offers both a bank guarantee - a kind of insurance that covers the bank loan in case of borrower default - and loans.
The maximum guarantee quota, that is to say the percentage of the bank loan covered by France Active, is 65% in creation and 50% in development, the guaranteed amount is a maximum of €50,000 in creation and €100,000 in development, and personal guarantees are allowed up to 50% of the borrowed amount.
Participative loan
In addition to or not a guarantee, France Active offers a participative loan starting from €20,000 (with no maximum) over a maximum duration of 10 years, including deferment, at a rate of 2.5% to 4% in co-financing with a bank loan or other sources of financing (investment grants, crowdfunding, equity contribution, etc.).
Support
Furthermore, France Active offers support and specific loans to associations (interest rate of 0%, monthly, quarterly or final repayment, from €0 to €50,000). These loans can also be used on a case-by-case basis for committed projects with other legal forms (SCOP, SCIC, company with ESUS approval, etc.).
Learn more
France Active is present throughout the French territory and it is necessary to contact the regional branch where the project is located (e.g.: for a project in PACA, France Active PACA).
